Relationshiop Officer (Direct) - ABHFL Full-Time

ADITYA BIRLA HOUSING FINANCE LIMITED

Posted By : ADITYA BIRLA HOUSING FINANCE LIMITED

Chennai, Tamil Nadu (5)Madurai, Tamil Nadu (5)Coimbatore, Tamil Nadu (5)Erode, Tamil Nadu (5)Salem, Tamil Nadu (5)Bengaluru, Karnataka (5)Hubballi(Hubli), Karnataka (5)Mysuru(Mysore), Karnataka (5)Secunderabad, Telangana (5)Eluru, Andhra Pradesh (5)Guntur, Andhra Pradesh (5)Kakinada, Andhra Pradesh (5)Nellore, Andhra Pradesh (5)Vijayawada, Andhra Pradesh (5)Visakhapatnam, Andhra Pradesh (5)Warangal, Telangana (5)

Job Context Key Aspects: o Providing housing finance (to buyers), Loan against Property, Commercial Property Purchase, Lease Rental Discounting and Construction Finance (to builders) solutions, ABHFL caters to a diverse range of customer segments through its various service offerings. Additionally, being predominantly retail driven, the business is characterized by high volume of loan transactions and customer relationships. As a result, ABHFL business performance is strongly impacted by people, process and organizational efficiencies, alongside core business drivers such as product/ solution quality, channel and customer relationship management and risk management. o While unit of sizing up the business is its loan book size, profitability and minimized delinquency are also key business objectives. o Higher cost of funding impacts profitability as well as competitiveness of loan rates that can be offered to clients o For retail customers, identifying and acting on relevant needs in an efficient manner ensuring process, statutory and regulatory compliance at all times, are key for building business performance and sustainability o For institutional/ builder customers, understanding and addressing business needs via proactive relationship management and customized solution fitment, while ensuring compliance at all times, are important to gain competitive advantage o The (Sr.) Sales Officer (Direct) – ABHFL is responsible for achieving sales targets through the direct channels as agreed with the Sales Manager (Direct) and AH (Sales), in terms of targeted book size, growth & customer service objectives.

Role Specific Skills
  • Active Learning
  • Active Listening
  • Administration and Management
  • Category Flexibility
  • Communications and Media
  • Complex Problem Solving
  • Computers and Electronics
  • Coordination
  • Critical Thinking
  • Customer and Personal Service
  • Deductive Reasoning
  • Education and Training
  • English Language
  • Fluency of Ideas
  • Inductive Reasoning
  • Information Ordering
  • Instructing
  • Judgment and Decision Making
  • Learning Strategies
  • Management of Personnel Resources
  • Mathematical Reasoning
  • Mathematics
  • Monitoring
  • Near Vision
  • Negotiation
  • Number Facility
  • Oral Comprehension
  • Oral Expression
  • Originality
  • Personnel and Human Resources
  • Persuasion
  • Problem Sensitivity
  • Reading Comprehension
  • Sales and Marketing
  • Service Orientation
  • Social Perceptiveness
  • Speaking
  • Speech Clarity
  • Speech Recognition
  • Systems Analysis
  • Systems Evaluation
  • Time Management
  • Writing
  • Written Comprehension
  • Written Expression

Any Graduate

Journey

  • NA